The valuable information you provide to Yiwoo Solution is safely and strictly managed.

The personal information processing policy complies with the contents below.

1. Purpose of processing personal information
2. Types of personal information processed
3. Period of processing and retention of personal informatio
4. Information about the provision of personal information to third parties (if applicable)
5. Information regarding the disposal of personal information
6. Information about the contact details of the personal information processing agent, the status of subcontractors' management inspections, and related matter
7. Information about measures to ensure the security of personal information in accordance with Article 30(1) of the Privacy Act
8. Information about the rights and obligations of the data subject, including the right to access, correct, delete, and request the cessation of personal information processing, and the method of exercising these rights
9. Information about changes to the privacy policy
10. Information about the personal information protection officer
11. Department responsible for receiving and processing requests for access to personal information
12. Remedies for infringements on the rights of data subjects

• Article 1: Consent for Personal Information Collection

  "Yiwoo Solution" provides a procedure for you to express your agreement or disagreement with the contents of the privacy policy or terms and conditions through recorded voice or electronic documents. If you sign on voice recordings or electronic documents as agreement, it is considered as your consent to the collection of personal information.

• Article 2: Withdrawal of Consent for Collection, Use, and Disclosure of Personal Information

  1. You can withdraw your consent for the collection, use, and disclosure of personal information at any time regarding customer service calls, emails, and related matters. You can immediately withdraw your consent by requesting it through customer service calls or emails.
  2. If there are actions like disposing of personal information after consent withdrawal, we will promptly notify you.

• Article 3: Purpose of Processing Personal Information

  1. Yiwoo Solution processes personal information for the following purposes:

     Personal information utilization tasks	Purpose of processing personal information
     Customer Support	- CS Inquiries - CS History Management - Result Notifications
     Service Payments	- Provision of Services and Content - Delivery of Goods or Invoices - urchases and Fee Payments - ee Collection
     Marketing and Advertising	- Provision of Optimized Services to Customers - Development and Specialization of New Services (Products) - Understanding Website Access Frequency - Analysis of Product/Service Usage - Sending Periodicals, New Product or Service Notifications - Planning Web Services and Events Matching Customer Interests - Promotional Events, Advertising Information, or Member Participation Space Operations - ustomer Surveys - Service and Product Information Notifications

  2. Personal information being processed will not be used for purposes other than the ones mentioned. In the event of a change in the purpose of use, we will take necessary measures, such as obtaining separate consent in accordance with Article 18 of the Personal Information Protection Act.
  3. YiWoo Solution does not collect personal information of children under the age of 14.

• Article 4: Processing and Retention Period of Personal Information

  1. Yiwoo Solution processes and retains personal information within the period specified by law or within the period for which consent has been obtained from the data subject at the time of collection.
  2. Yiwoo Solution specifies the processing and retention periods for personal information for each service as follows:

     Service Name	Collected Items	Retention Period
     Customer Support	(Required) Name, Email, Phone Number	3 years
     Service Payment	Depositor's Name, Credit Card Type, Fee Billing, and Payment Records	5 years

  3. Records Related to the Act on Consumer Protection in Electronic Commerce, Etc.
     • Advertisement/Display: 6 months
     • Contract or Subscription Withdrawal, Payment, Supply of Goods Records: 5 years
     • Records of Consumer Complaints or Dispute Resolution: 3 years
  4. Retention of Telecommunication Records under the Telecommunications Secrecy Protection Act
     • Computer Communication, Internet Log Records, Access Location Tracking Records: 3 months

• Article 5: Items of Processed Personal Information

  Yiwoo Solution collects and processes the following items of personal information for various purposes:

  Business for Utilizing Personal Information	Items of Personal Information Collected
  When Providing Customer Support	Required Items: Name, Email, Phone Number
  When Processing Service Payments	Required Items: Depositor's Name, Credit Card Information, Fee Billing, and Payment Records
  When Using Certain Services	Details to be Confirmed

• Article 6: Matters Concerning the Provision to Third Parties

  Yiwoo Solution uses customer information within the scope notified in "Purpose of Collection and Use of Personal Information" in customer support and the service usage agreement's privacy policy. Beyond this scope, it does not use or provide information to others. However, exceptions may apply in cases where there is consent from the customer or information is requested according to the procedures stipulated by law. In such cases, special attention is given to the use and provision of personal information.

• Article 7: Matters Concerning Outsourcing of Personal Information Processing

  1. Yiwoo Solution entrusts personal information processing tasks to ensure efficient personal information management as follows:

     Entity Entrusted (Subcontractor)	Tasks Entrusted	Retention and Use Period
     LG U+, KT	Text Message Sending, KakaoTalk Notification Message Sending	Until Member Withdrawal and End of Entrustment Contract
     CS Innovation Co., Ltd.	Product After Service & Customer Support Outsourcing
     KG Inicis	Credit Card, Virtual Account, Real-time Account Transfer Payment, and Acquisition Business Outsourcing

  2. When entering an outsourcing contract, Yiwoo Solution specifies matters such as prohibiting the processing of personal information for purposes other than the performance of entrusted tasks, implementing technical and managerial protective measures, restricting re-outsourcing, and supervising and managing subcontractors.
  3. If the content of entrusted tasks or subcontractors changes, it will be promptly disclosed through this privacy policy.

• Article 8: Procedure and Method of Personal Information Disposal

  1. Yiwoo Solution shall promptly dispose of personal information when the retention period expires or when the purpose of processing is achieved within five days.
  2. In cases where personal information should be preserved under other laws despite the expiration of the agreed retention period or the achievement of the processing purpose, the information is transferred to a separate database or stored in a different location.
  3. When disposing of personal information, Yiwoo Solution follows these methods:
     • - For electronic files: Permanently deleted in a way that cannot be restored.
     • - For non-electronic records such as audio files, printed materials, paper records, and other media: Shredded or incinerated.

• Article 9: Measures Regarding Separation and Storage of Personal Information of Non-Users

  1. Users who have not used the service for one year are designated as dormant accounts, and their personal information is separated and stored separately.
  2. Users scheduled for dormancy are notified of the upcoming dormancy and the types of personal information stored separately, as well as the date of dormancy, at least 30 days before the dormancy takes effect through methods such as email or text messages.
  3. If you do not wish to convert to a dormant account, you can use the service before the dormancy takes effect. Additionally, even if an account has become dormant, users can restore it and use the service as usual with the user's consent.

• Article 10: Rights and Obligations of Data Subjects and Legal Guardians and Procedures for Exercising Them

  1. Data subjects have the right to access, correct, delete, or request the suspension of personal information processing at any time.
  2. The rights under paragraph 1 can be exercised in writing, by email, fax, or other methods specified under Article 41, Paragraph 1 of the Personal Information Protection Act.
  3. Rights under paragraph 1 may be exercised through a legal representative or an agent, and if exercised through an agent, a power of attorney in accordance with Form 11 attached to the "Personal Information Handling Guidelines (No. 2020-7)" must be submitted.
  4. The exercise of the right to access and request suspension under paragraph 1 may be restricted as provided in Article 35, Paragraph 4, and Article 37, Paragraph 2 of the Personal Information Protection Act.
  5. In cases where personal information cannot be deleted due to other laws specifying the collection of personal information, requests for correction and deletion may not be accepted.
  6. Yiwoo Solution verifies whether the person making the request for rights verification is the data subject or a legitimate agent.

• Article 11: Matters Relating to Personal Information Security Measures

  To secure the safety of personal information, Yiwoo Solution takes the following measures:

  1. Regular internal audits: Regularly conducts internal audits to ensure the stability of personal information handling.
  2. Minimization and education of personnel handling personal information: Designates personnel responsible for handling personal information, limits them to authorized personnel, and implements measures to manage personal information.
  3. Technical measures against hacking: Installs security programs and regularly updates and inspects them to prevent the leakage and damage of personal information caused by hacking or computer viruses.
  4. Encryption of personal information: Stores and manages personal information in an encrypted form, making it accessible only to the individual. Important data is encrypted or locked using a separate security function.
  5. Preservation of access records and prevention of tampering: Maintains and manages access records for personal information processing systems for at least one year. However, when processing the personal information of more than 50,000 data subjects or specific identifiers, or sensitive information, access records are preserved and managed for at least two years. Security functions are also used to prevent tampering, theft, or loss of access records.
  6. Restriction of access to personal information: Controls access to personal information by granting, modifying, or revoking access permissions to databases containing personal information.
  7. Physical storage of documents containing personal information: Stores documents, removable media, etc., containing personal information with a lock.

• Article 12: Installation, Operation, and Refusal of Automatic Personal Information Collection Devices

  1. Yiwoo Solution uses "cookies" to store and retrieve usage information to provide individualized custom services to users.
  2. Yiwoo Solution automatically collects usage records, stop records, termination records, IP addresses, and access logs.
  3. Cookies are small amounts of information sent by the server, which operates websites, to the user's computer browser and can be stored in the user's computer's hard disk.
     • - Purpose of using cookies: They are used to understand and optimize the usage patterns, popular search terms, secure access, and provide personalized information to users.
     • - Installation, operation, and refusal of cookies: You can refuse to store cookies by setting your options through the Tools menu at the top of your web browser under Internet Options.
     • - If you refuse to store cookies, you may have difficulty using customized services.

• Article 13: Matters Regarding the Personal Information Protection Manager

  1. Yiwoo Solution is responsible for overseeing personal information processing and has designated a personal information protection manager to handle complaints, damage relief, and other matters related to personal information processing.
  2. Information subjects can contact the personal information protection manager for any inquiries, complaints, or damage relief related to personal information protection while using Iwo Solution's services. Yiwoo Solution will respond promptly to information subjects' inquiries.

     Personal Information Protection Manager
     Name	Kim Sungkuk
     Title	CEO
     Position	President
     Contact	(e-mail) kim.sungkuk@yiwoosolution.co.kr, (fax) 050-4096-5931

• Article 14: Department Responsible for Receiving and Processing Requests for Personal Information Access

  Information subjects can make requests for personal information access as per Article 35 of the Personal Information Protection Act to the department listed below. Iwo Solution will make efforts to process information subjects' requests for personal information access promptly.

  Department Responsible for Receiving and Processing Personal Information Access Requests
  Department Name	Customer Information Protection Team
  Name	Kim Gumho
  Contact	(e-mail) kim.gumho@yiwoosolution.co.kr, (fax) 050-4096-5931

• Article 15: Remedies for Infringement of Information Subjects' Rights

  Information subjects can apply for dispute resolution, consultation, and other matters regarding personal information infringement to organizations such as the Personal Information Dispute Mediation Committee and the Personal Information Infringement Report Center under the Personal Information Protection Act.

  1. Personal Information Dispute Mediation Committee: 1833-6972 (www.kopico.go.kr)
  2. Personal Information Infringement Report Center: 118 (privacy.kisa.or.kr)
  3. Supreme Prosecutor's Office: 1301 (www.spo.go.kr)
  4. National Police Agency: 182 (ecrm.cyber.go.kr)
  5. In the case of a decision by a head of a public agency or an act by an administrative authority in accordance with the provisions of Article 35 (Access to Personal Information), Article 36 (Correction or Deletion of Personal Information), and Article 37 (Suspension of Personal Information Processing) of the Personal Information Protection Act, which has infringed on the rights or interests of the person, the person may request administrative adjudication in accordance with the Administrative Adjudication Act.
     
     ※ For details on administrative adjudication, please refer to the website of the Central Administrative Adjudication Commission (www.simpan.go.kr).

• Article 16: Changes to the Personal Information Processing Policy

  This personal information processing policy takes effect from the enforcement date and will be announced through the notice at least seven days before the effective date in the event of additional, deletion, or correction of changes based on laws and policies.

  1. This personal information processing policy takes effect from January 16, 2023.
  2. The previous personal information processing policy can be found in the previous version of the policy.

This document regulates matters related to the use of Iwo Solution services and other necessary aspects associated with the use of Yiwoo solution website and other services.

• Article 1: Purpose

  This agreement is intended to define the rights, obligations, responsibilities, and other necessary matters between the company, Yiwoo Solution (hereinafter referred to as the "Company"), and the customers regarding the use of Iwo Solution services, including IAM Web services and other related services (hereinafter referred to as the "Service").

• Article 2: Definitions

  The terms used in this agreement are as follows:

  1. The term "Customer" refers to a person who accesses the "Service" of the company, agrees to this agreement, and enters into a service contract with the "Company" to use the "Service."
  2. The term "Paid Services" refers to various customer support services and product-related services provided by the "Company" for a fee as part of the "Service."
  3. The term "Posts" or "Contents" refers to information in the form of text, photographs, videos, various files, and links, among others, including text, sound, images, videos, and links that customers post in the service while using it.

• Article 3: Publication and Amendment of the Agreement

  1. The "Company" will post the contents of this agreement on the initial screen of the service to ensure that customers can easily access it.
  2. The "Company" may amend this agreement within the scope that does not violate relevant laws, including the Act on the Regulation of the Agreement and the Information and Communications Network Use Promotion and Information Protection Act ("Information and Communications Network Act").

• Article 4: Interpretation of the Agreement

  1. The "Company" may establish separate terms and policies ("Other Terms, etc.") for individual services. In case of any conflict between such "Other Terms, etc." and this agreement, the "Other Terms, etc." will take precedence.
  2. Matters not provided for in this agreement or interpretation thereof will be governed by the "Other Terms, etc.," relevant laws, or common practices.

• Article 5: Conclusion of Service Usage Agreement

  1. A service usage agreement is concluded when a person (hereinafter referred to as the "Website and Customer Support User") who wishes to become a "Customer" agrees to the contents of this agreement, applies for the service, and the "Company" approves the application.
  2. The "Company" generally approves the use of the service upon application. However, the "Company" may not approve applications or may terminate service usage agreements in the following cases:
     • - When the applicant has lost customer qualification in accordance with this agreement in the past
     • - When the application is not made with a real name or is made using another person's name
     • - When false information is provided or the information requested by the "Company" is not provided
     • - When a person under 14 years of age inputs "personal information" as defined in the Act on Promotion of Information and Communications Network Utilization and Information Protection, etc. without obtaining the consent of a legal representative (parent, etc.)
     • - When a user's fault makes approval impossible, or in other cases where various conditions specified are violated
  3. When a "Customer" uses paid services, the "Company" will generally allow service use after payment has been made, and the time of formation of the paid service usage agreement is the time indicated as "Purchase Completed" in the application procedure.
  4. If a person under the age of 20 intends to use a paid service, the "Company" will take measures to notify before the conclusion of the contract that a minor must obtain the consent of a legal representative or obtain cancellation of the contract after the conclusion of the contract.
  5. The "Company" may suspend approval for applications and may reserve approval when there is no room in the service-related facility, or when there is a technical or business issue.
  6. In the case of non-approval or reservation of customer support and service applications in accordance with paragraphs 2 and 3, the "Company" will generally notify the applicant.
  7. The time of conclusion of the service usage agreement is the time indicated by the "Company" as "Join Completion" in the application procedure.
  8. The "Company" may classify customers into grades according to company policy, dividing usage hours, usage frequency, service menu, etc., and may make differences in use.

• Article 6: Customer Information Change

  1. Customers can view and modify their personal information at any time through a personal information management inquiry. However, information necessary for service management, such as the name, cannot be modified.
  2. If the information provided at the time of customer support and service application changes, the customer must notify the "Company" of the changes through telephone, email, or other methods.
  3. The "Company" is not responsible for disadvantages that arise from the failure to notify the "Company" of changes according to paragraph 2.

• Article 7: Obligation to Protect Personal Information

  All information provided by customers to the "Company" through the "Service" is processed in accordance with the personal information processing policy, and the "Company" regulates the act of collecting and using your information in accordance with that policy. By using this service, customers are aware and consent to the fact that the "Company" will collect and use the customer's information in accordance with this policy. As part of providing the service to customers, the "Company" may need to provide notifications, including notices related to the service and administrative matters.

• Article 8: Obligations Regarding the Management of "Member" "ID" and "Password"

  "Members" must protect and manage all actions related to the password used in this service. The "Company" recommends that the password for your account be set to a strong password (a combination of uppercase and lowercase letters and numbers and symbols). The "Company" is not responsible for any loss or damage caused by failure to comply with the above. The "Company" does its best to maintain the safety of the service, but it cannot guarantee safety.

• Article 9: Notification to "Members"

  1. When the "Company" sends a notice to "Members," unless there is a separate provision in this agreement, it may be sent to the "Member" via the email address provided by the "Member" or within the service using electronic messages and memos.
  2. In the case of notifying all "Members," the "Company" may post it on the company's bulletin board for seven days or more in place of the notice as in paragraph 1.

• Article 10: Obligations of the "Company"

  1. The "Company" does not engage in any activities that are prohibited by relevant laws and this agreement, and makes every effort to provide the "Service" continuously and stably.
  2. The "Company" must take measures to protect personal information (including credit information) for the purpose of providing information protection and maintaining privacy in order to protect customers and provide information protection policies and compliance with them. In the case of damage due to negligence, the "Company" is responsible for damages in accordance with the relevant laws.
  3. If a claim or complaint submitted by the "Member" is recognized as justified, the "Company" will process it. The "Company" will communicate the processing process and results to the "Member" using the bulletin board or electronic mail in the event of an opinion or complaint made by the "Member."
  4. The "Company" must clearly indicate the following matters in the initial screen, packaging, FAQ, etc., of "Paid Services" and "Members" so that "Members" can easily understand them:
     • Name or title of the paid service
     • Contents of the paid service, usage method, usage fee, payment method, and other conditions for use
     • Devices available for use and minimum technical specifications required for use

• Article 11: Suspension of Service Use or Termination of Contract

  1. Members should not engage in the following actions:
     • - Registering false information during application or changes
     • - Impersonating others
     • - Altering information posted by the Company
     • - Transmitting or posting information (such as computer programs) other than the information specified by the Company
     • - Infringing upon the copyrights and intellectual property rights of the Company and other third parties
     • - Engaging in actions that damage the reputation of the Company and other third parties or hinder business operations
     • - Posting obscene or violent messages, images, audio, or other information that goes against public decency on the Company's platform
     • - Engaging in activities such as search engine spam, door-wafer pages, or content with significantly low quality that provides no clear added value to users
     • - Acting contrary to the content principles separately specified by the Company or actions not in line with the nature of the service
     • - Engaging in other illegal or unfair activities
  2. Members should comply with the relevant laws, the provisions of these terms and conditions, notices provided by the Company related to the service, and other precautions, and should not engage in actions that hinder the Company's operations.

• Article 12: Provision of Service

  1. The service is provided 24 hours a day, all year round.
  2. The Company may temporarily suspend the provision of the service for reasons such as the maintenance, replacement, malfunction, disruption in communication, or other significant operational reasons related to computer and other information communication equipment. In such cases, the Company will notify members in accordance with Article 9 ("Notice to Members") by the method specified in the same article. However, if there is an unavoidable reason that the Company cannot notify in advance, the Company may notify after the fact.
  3. The Company may conduct periodic inspections when necessary for the provision of the service, and the inspection time will be in accordance with what has been announced on the service screen.
  4. If the Company can no longer provide the "Paid Services" due to reasons such as a change in the business type or the discontinuation of the business, the Company will notify the members by the method specified in Article 9 ("Notice to Members") and compensate the members according to the conditions initially presented by the Company.

• Article 13: Changes to the Service

  1. The Company may change the entire or part of the service if there are justifiable reasons due to operational or technical requirements. If there are changes to the content, method of use, or usage hours of the service, the reasons for the changes, the content of the changed service, and the date of provision must be posted on the initial service screen at least seven days before the changes
  2. The Company may modify, suspend, or change all or part of the services provided for free as necessary for its policy and operation, and, unless there are specific regulations in related laws, will not provide separate compensation to the members.
  3. If there are significant changes in the "Paid Services" that are disadvantageous to the members, the Company will notify the members receiving the "Paid Services" by the method specified in Article 9 ("Notice to Members"). In this case, for members who have rejected the changes, the Company will provide the service as it was before the changes. However, if it is not possible to provide such a service, the service provision will be terminated, and the refund process will be carried out in accordance with Article 19, Paragraph 2.

• Article 14: Provision of Information

  1. The Company may provide members with various information deemed necessary during the use of the service through notices or by email. However, with the exception of transaction-related information, customer center responses, and similar communications required by related laws, members may refuse to receive information at any time via email.
  2. When sending information specified in Paragraph 1 to phones and facsimile transmission equipment, prior consent from the members will be obtained.

• Article 15: Copyright of Posts

  1. The copyright of posts made by members within the service belongs to the respective authors of the posts.
  2. Content posted by members within the service may be exposed in search results, the service, and related promotions, and may be partially modified, replicated, or edited within the necessary scope for exposure. In this case, the Company complies with the copyright laws, and members can take actions such as deletion, exclusion from search results, or making content private through customer support or management functions within the service.
  3. If the Company intends to use members' posts in a manner other than mentioned in Paragraph 2, the Company must obtain members' consent through phone, fax, email, or other means.

• Article 16: Management of Posts

  1. If the posts made by members within the service contain content that violates related laws, such as the Information and Communications Network Act and the Copyright Act, copyright holders may request the suspension and deletion of the posts in accordance with the procedures set forth by related laws, and the Company and members must take necessary actions in accordance with related laws.
  2. Even without the request of copyright holders as per the preceding paragraph, the Company may take temporary measures in cases where there is reasonable evidence of copyright infringement, or when there are violations of Company policies or related laws.

• Article 17: Ownership of Rights

  1. Copyright and intellectual property rights for the service belong to the Company. However, content created by members, as well as content provided according to affiliate agreements, are excluded.
  2. The Company grants members the right to use accounts, IDs, and content based on the terms and conditions established by the Company. Members are not allowed to transfer, sell, or provide as collateral such rights.

• Article 18: Termination of Member Contracts, Termination, etc.

  1. Members may apply for service withdrawal at any time through the user information management menu, and the Company must process it immediately according to the regulations provided by related laws.
  2. If a member terminates the contract, except when the Company is legally required to retain member information, all member data will be deleted upon termination.
  3. When a member terminates the contract, all data registered in the member's account will be deleted.

• Article 19: Refunds

  1. The Company will refund the entire amount paid by the member if the Company cannot provide the paid service due to the Company's inability to complement or modify the service, resulting in non-delivery or inability to use the service as intended
  2. Contract termination can occur as per Article 12, Paragraph 4, and Article 18. However, fees will not be refunded unless required by law.
  3. If overpayment occurs, the Company is responsible for refunding the full overpaid amount using the same method of payment. In cases where a refund is not possible using the same method of payment, the Company will provide prior notification. However, for payment methods that require confirmation, the refund will be made within three business days from the date of confirmation.
  4. The refund amount is calculated as follows:
     • - The applied discount rate assumes that the service will be used until the end of the contract period, and the amount will be calculated based on the standard rate rather than the discounted rate if a refund is requested before the contract period ends.
     • - After calculating the amount based on the standard monthly fee (excluding the discount rate), 90% of the remaining amount after deducting the portion used during the period will be refunded.
     • - The refund will be processed within 15 days of the refund request.
     • - The unreimbursed 10% will be treated as a penalty for the user's violation that led to the service termination unless the calculated refund is zero.

• Article 20: Restriction of Use, etc.

  1. The Company may limit the use of the service through warnings, temporary suspensions, and contract terminations in stages if a member violates the obligations stated in these terms and conditions or hinders the normal operation of the service.
  2. Regardless of the preceding paragraph, if the Company determines that there is a violation of related laws, such as identity theft and payment fraud in violation of the Resident Registration Act, the provision and operation interference of illegal programs violating the Copyright Act and the Computer Program Protection Act, illegal communication, hacking, malicious software distribution, excessive access, etc., the Company may immediately terminate the contract. In case of contract termination as per this paragraph, all benefits obtained through service use are extinguished, and the Company does not provide separate compensation.
  3. The Company may limit the use of the service for free members who have not logged in for more than three months for the efficient management of member information and operation.
  4. The range of use restrictions as per this Article will be based on the use restrictions policy and specific details set by the Company.
  5. When the Company restricts the use of the service or terminates the contract as per this Article, it will notify the member according to Article 9 ("Notice to Members").
  6. Members may object to the use restrictions and other actions as per this Article through the procedure set by the Company. If the objection is recognized as legitimate by the Company, the Company will immediately resume service use.

• Article 21: Compensation for Member Damages due to Service Suspension, etc.

  The Company must make reasonable efforts to provide the maximum monthly operating hours for the "Paid Services" during the period of providing the service to customers. If the Company is unable to meet the responsibility for the service included in the "Paid Services," the customer can claim the following service compensation plan through customer support. The time for regular inspection and other notified times are not included in the calculation of monthly operating hours.

  1. If the monthly interruption time is more than 3 hours, compensation will be paid within five times the amount calculated by multiplying the average daily fee for the past three months (or the period below 3 months, if applicable) by the time the service was suspended, divided by 24.
  2. Compensation will be paid after agreement on the compensation plan has been reached.

• Article 22: Limitation of Liability

  1. The Company is exempt from responsibility for service provision in cases of force majeure or equivalent events that prevent the service.
  2. The Company is not responsible for service usage failures due to the member's negligence.
  3. The Company is not responsible for the reliability, accuracy, or other contents of information, data, facts, etc., posted by members in connection with the service.
  4. The Company is not responsible for transactions between members or between members and third parties conducted through the service.
  5. Unless there are specific regulations in related laws, the Company is not responsible for the free service usage.
  6. The Company does not guarantee the expected profit that members anticipate through service use, and does not compensate for associated damages.

• Article 23: Governing Law and Jurisdiction

  1. Any litigation between the Company and members shall be governed by the laws of the Republic of Korea.
  2. Litigation related to disputes between the Company and members shall be filed with the court having jurisdiction according to the Civil Procedure Act.

• Supplementary Provisions

  1. Announcement Date: February 13, 2020
  2. Effective Date: March 13, 2020

Act on Promotion of Information and Communications Network Utilization and Information Protection, etc. Article 50-2 (Prohibition of Unauthorized Email Address Collection)

- No one shall collect email addresses automatically from an internet homepage without the prior consent of the internet homepage operator or administrator using programs or other technical devices.

- No one, who is aware that an email address is prohibited from collection, sale, or distribution under the provisions of Paragraphs 1 and 2, shall use it for information transmission.